Insurance question

I'm hunting down some PL providers, and was wondering if anyone has bought a policy from http://www.community-care.com.au/ I just went to do a quote, and it seems a bit strange to me that they accept payment straight away - submit a few details and you can pay immediately, without having anyone review it before hand. The site is recommended by an old community insurance thing run by the government, and I see it listed on another bunch of arts sites, but it does seem odd that there's no reviewing system. Any recommendations/opinions?